FAQs on the Regulatory Capital Rules by OCC, Fed and FDIC


The Office of the Comptroller of the Currency (OCC) along with the Federal Reserve Board and the Federal Deposit Insurance Corporation (collectively, the agencies) are releasing answers to frequently asked questions (FAQ) regarding the regulatory capital rule. These FAQs are the agencies’ interpretations of the rule based on the facts and circumstances presented. These FAQs are not official rules or regulations. The OCC plans to compile additional FAQs related to the regulatory capital rule, as needed, and will post updated FAQs on the OCC’s Capital Policy home page.


The FAQs address the following topics:

  • Definition of capital
  • High-volatility commercial real estate (HVCRE) exposures
  • Other real estate and off-balance-sheet exposures
  • Separate account and equity exposures to investment funds
  • Qualifying central counterparty questions
  • Credit valuation adjustment questions
  • Other miscellaneous questions

Further Information