Ms. Downing is an Executive Director and global head of Business Risk Regulatory & Audit Oversight for Morgan Stanley’s U.S. Banks.

Prior to joining Morgan Stanley in 2017, Ms. Downing spent 12 years at Goldman Sachs managing functions across Compliance, Tax Operations and Derivative Operations. She has lectured on a variety of International Swaps and Derivative Association (ISDA) panels regarding derivatives documentation and chaired CDX and Equity Derivative industry working groups.  Ms. Downing also led the derivatives industry effort to frame commitments to the Federal Reserve Bank of New York regarding targets on derivatives clearing and confirmations.

Ms. Downing has more than 20 years of legal and financial services experience and holds a J.D. from Cornell University Law School and a B.A., Magna Cum Laude from Bowdoin College.